Friday, November 22, 2013

An Alternative To Obamacare

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A working group of members of the Republican Standing Committee, chaired by Representative Steve Scalise (R-La), has drafted a bill that stands as an alternative to Obamacare.

The bill has been reviewed by various elected officials and businesses over the past number of weeks.

Scalise says, "It is being taken very seriously."

And it should be. One of the echos of the progressive left is a charge for Republicans to come up with a better plan.

I believe they have and it is only 200 pages long. People can actually read and understand it.

Over 100 members of Congress have co-sponsored the bill, including medical doctors who serve in Congress.

They say this is a bill based on putting patients back in charge of their health care and lowering the cost and "getting government out of health care decisions."

Scalise says the plan would get "Washington politicians, IRS agents and all these other people out of those decisions between a doctor and patient. And what we do is just take commonsense reforms and allow people to buy across state lines so that they have more options in lowering the cost of healthcare."

Here's what the bill looks like:


Rep. Scalise says "it's a very concise bill"---only 200 pages. "It's not the 2,700 page bill that Obamacare is."

Scalise says it's all about lowering the cost while maintaining the quality and putting the individual back in charge rather than being forced to live under the demands, mandates, taxes and penalties the government is presently imposing through Obamacare.

It is not an effort to "redistribute the wealth." It's an honest effort to improve health care and restore individual freedoms.

Those who drafted this bill also took into consideration some of the more personal needs people are faced with in regard to their health care.

They have addressed pre-existing conditions, with a realistic solution.

The bill is rightly called the "American Healthcare Reform Act".

Scalise summarizes the key points of the American Health Care Reform Act as follows:

  • Fully repeals President Obama's health care law, eliminating billions in taxes and thousands of pages of unworkable regulations and mandates that are driving up health care costs.
  • Spurs competition to lower health care costs by allowing Americans to purchase health insurance across state lines and enabling small businesses to pool together and get the same buying power as large corporations.
  • Reforms medical malpractice laws in a commonsense way that limits trial lawyer fees and non-economic damages while maintaining strong protections for patients.
  • Provides tax reform that allows families and individuals to deduct health care costs, just like companies, leveling the playing field and providing all Americans with a standard deduction for health insurance.
  • Expands access to Health Savings Accounts (HSAs), increasing the amount of pre-tax dollars individuals can deposit into portable savings accounts to be used for health care expenses.
  • Safeguards individuals with pre-existing conditions from being discriminated against in purchasing health insurance by bolstering state-based high risk pools and extending HIPAA guaranteed availability protections.
  • Protects the unborn by ensuring no federal funding of abortions.

The Daily Caller says, "The 200 page budget-neutral bill would provide $20,000 in tax deductions to families and $7500 deductions to individuals, so they can buy insurance from vendors in any state."

The bill transfers authority from Obamacare's regulations to citizens because "we think people are smart enough and will find the best plan for their family," Scalise says.

Forbes also supports the bill and says, "The most revolutionary aspect of the House plan...is its decoupling of insurance from employment," saying that the current method is a carry over from the WW II era when wage and price controls forced employers to compete for workers.

Forbes points out that this has caused worker's wages to be lower than they would have been otherwise.

I strongly recommend you take a moment and become familiar with this bill and what people are saying about it. A viable alternative to Obamacare will surely emerge. This may well be the beginning of that alternative.

Be Vigilant. Be Discerning. Be Informed. Be Prayerful. Be Pro-Active. Be Blessed.

9 comments:

  1. There is nothing really new here. Most of these proposals were presented by Republicans during the ACA discussions and totally ignored. The lies all along were that the Republicans had no ideas or plans.

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  2. If this is true, may God bless it and make it law.

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  3. What bugs me is that the government is giving us back our God given rights to determine our own health care options....and they will still have too much of our personal information on file They need to stay in the box the founders made for them11!

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    1. You do know that "government" is actually just a majority of your fellow citizens, right?

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  4. This is great. I'll bet it would reduce the number of uninsured from 40 million to about 39.5 million.

    This plan is nothing more than just a little fine tuning what we had before Obamacare. Tax breaks and tax savings plans would have little or no impact at all on the working poor. Health insurance premiums would take most or all of their income, a tax credit would be meaningless to them. And a return to high risk pools for pre-existing conditions? Are you kidding?

    The devil is in the details and this plan is woefully lacking in detail. As usual, too little and too late and nothing except for those who don't really need it.

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  5. We also need to deal with abuse of the emergency rooms in hospitals.
    Each patient going to the ER should go through a triage. Only true emergencies should be admitted. An emergency is a medical condition that if not treated promptly could result in long term harm. Excessive pain should also quality.
    All non emergencies should be referred to urgent care facilities.
    If a person, without insurance, goes to the emergency room and is found to be "gaming the system", they should face penalties and get stuck with a bill that they cannot get rid of except by paying it off.

    Rather than requiring hospitals to carry the burden of all the indigents who go tot the ER, the government should carry at least half the burden.

    Doctors retire at 65 because malpractice insurance rate skyrocket after that. Retired doctors should be given the option of working in county health clinics a couple of days a week, and the law should hold them harmless. No insurance required.

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  6. >>> THERE IS A SIMPLE SYSTEM OF PROVIDING HEALTH INSURANCE FOR ALL AMERICAN " CITIZENS ". FLORIDA HAS A METHOD NAMED THE " JOINT UNDERWRITER'S ASSOCIATION " WHICH PROTECTS HOMEOWNERS IN CASE OF DAMAGE FROM HIGH WINDS . EVERY COMPANY WHICH WANTS TO WRITE HOME INSURANCE MUST JOIN THE ASSOCIATION TO SPREAD RISK AMONG ALL . THIS SAME IDEA COULD BE USED TO INSURE " CITIZENS " FOR HEALTH . NOBODY EXCLUDED BECAUSE OF PRE EXISTING CONDITIONS , EVERY ILLNESS , DISEASE AND INJURY WILL BE COVERED . <<<

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  7. Every Democrat that does not support this bill must be defeated in November 2014.

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  8. 3:03 You are wrong. "Government" is actually a majority of your fellow citizens "who voted."

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